ABSTRACT
This
survey carried out in order to access the attitudes and order to know of
actually computer applications can be said to have achieved its objectives.
Mention was made about
the meaning, impact nature as well as the purpose of computer application
activities on consumer’s patronage and the statement of the hypothesis.
Literature review was carried out in which various relevant terms were defined.
More over computer application activities it was extensively discussed.
The
research methodology carried out was together with some facts useful for the conduct
of the study in this research questionnaire was used.
The data collected
through the research will be also used or analyzed in addition with their
interpretations.
Finally, certain
conclusions will be drawn and useful recommendation will also be given to the
company’s industries as a means of increasing its banking system volume and
achieving other objectives desire.
TABLE OF CONTENTS
CHAPTER ONE:
INTRODUCTION
1.1
Background to the study
1.2
Statement of problems of the
study
1.3 Aims and objectives of the study
1.4 Significance of the study
1.5 Scope of the study
1.6 Limitations to the study
CHAPTER TWO: LITERATURE
REVIEW
2.1
Definition of computer
2.2
Classification of computer
2.3 What is banking?
2.4 Roles and functions of banks in
Nigeria
2.5 Modern day banking and computer
system
2.6 Advantages and disadvantages of
computer to modern banking
CHAPTER THREE: RESEARCH
METHODOLOGY
3.1
The research population
3.2
Source of data collection
3.3 Method of data analysis
3.4 Limitation of the study
CHAPTER FOUR: DATA PRESENTATION,
SUMMARY, CONCLUSION AND RECOMMENDATION
4.1 Data presentation and analysis
4.2 Summary
4.3 Conclusion
4.4
Recommendation
CHAPTER ONE
1.1
BACKGROUND
TO THE STUDY
The banking industry constitutes one of
the pillars in which the economy of any nation rests. The computer has massive
effect. On the nature, quality and structure of works almost everywhere there
by becoming largely responsible for the emergency of the modern post industrial
societies. Proper application of the computer is a major technical factor
affecting organization efficiency and culture worldwide.
In the past decades, the introduction of
workstation and powerful networking devices have put computer on the desk of
offices. It has continues to play a central role in the operation of many
corporations while other forms of computing are used in business in various
capacities, the largest place in the e-banking environment such as banking
health care government, insurance e.t.c.
The results of the use of computer union
bank in banking sector include:
1.
E-banking:- Electronic banking also use
electronic technology as a substitute for cheque and other paper transactions.
2.
ATM:- Automatic teller machine- these
are electronic terminal that permit banking transaction almost any time. To
withdraw cash, make deposits or transfer fund, between accounts, the user generally
insert the ATM card, enter the personal identification number (PIN).
The
use of the ATM is increasing over the years.
3.
Direct deposit:- it permit the user to
authorize specific deposits, such as pay cheques and social security cheques,
to the account on regular basic.
4.
PC- banking:- personal computer banking
permit customer to handle may banking transaction via- the pc. The customer may
use the computer to view the account balance request, transfer between accounts
and pay bills electronically.
5.
Point of sale transfer:- this allows the
user to pay for purchase with a debit card, which also may be the ATM card.
6.
Paying bills on:- line: this is a
process whereby remote terminal is linked directly in to the processor.
The
following are steps involves with setting yup an on-line paying program.
·
First the user must decide if bills are
going to be paid through the bank (assuming the banks offer the service) or
through a third party vendor.
·
Check out the on-line banking fees to
help the user make the decision.
·
Once the user have set up the account
with the bill paying service provider, the user will have to input the address,
homes and phone numbers of the payees, as well as the number for each of the
accounts.
·
Many banks offer lower checking accounts
to customer who refers to bank ATM, phone or computer and every few charges on
individual account access.
1.2 STATEMENT OF THE
PROBLEM OF THE STUDY.
Bank and other financial institution to
the channeling of funds from areas of surplus to area of deficit and there by
ensure that no sector of the economy is neglected.
This is to assess the physical condition
of the various facilities provided in the study area.
To examine strategies of the impact of
computer application in modern day banking system in the study area ,this
brings to tight the problem inherit(when the banking industry was without
computer application) in the fact that a quality, a banking services that do
not meet the expectation of customers dissatisfy them. Nwankwo G.O. in this book
writes banking is a dynamic service industry which changes with and adopts to
the changing requirement of the economy with its services.
For these transactions, computer can be
employed in maintaining the records.
However, many people were still in debt whether
the introduction of computer to the banking system could have many relative
advantages the question thus is, what are those relative virtues of the
computer over the manual system.
1.3 AIM AND OBJECTIVES
OF THE STUDY.
AIM
To examine the challenges due to the
impact of computer application in modern day banking system with the view to
improve upon computer application practices.
Objectives
1.
To assess the physical condition of the
various facilities provided in the study.
2.
To identify problems confronting the
management of the property.
3.
To examine strategies of the computer
application in the study area.
1.4 SIGNIFICANCE OF THE STUDY
Most especially, this research project
is not being carried out to bring out any significance; it may have with most
especially, this research project is not being carried out tom bring out any
significance, if may have with any other work already done in this area but
mostly importantly, it is aimed at bringing out into focus, the challenges of
the impact of computer application in union bank along saw mill Odo okun,
Ilorin.
1.5 SCOPE OF THE STUDY
There is always a limited scope in any
research work. The scope of this research is therefore on impact of computer
application using union bank along saw mill Odo okun, Ilorin as a case study.
1.6 LIMITATION OF THE STUDY
Time constraint and finance were major
limitation time constraint on the part of I writers of this project because I
lacked adequate time to carry out necessary things and gathering all
information needed.
Financial also
barrier on the side of I writers of this project. Furthermore, the response of
the respondents to the questions asked is not guaranteed, some may respond and
respond correctly while others may not respond or even respond incorrectly.
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