TABLE OF CONTENTS 

Executive Summary

Introduction to the business Plan

CHAPTER ONE

1.0       Personal Information on Entrepreneur and History of the Project

1.1    Educational Qualification

1.2       Special Training

1.3       Work Experience

1.4       Reasons for starting Business

1.5       Name of Business

1.6       Other Relevant Information

1.7       Referees

CHAPTER TWO

2.1       Products

2.2       Production Processes in Detail

2.3       Raw Materials Specification and Requirement

2.4       End Products Standards

2.5       Capacity of Plant

2.6       Quality Control

2.7       Layout and Process Planning

2.8       Inventory Control

2.9       Utilities

2.10    Location

CHAPTER THREE

3.0    Organisation and Manpower

3.1    Organisational Chart

3.2       Functions of Each Personnel

3.3       Labour

CHAPTER FOUR

2.0       Market Survey and Research

4.1.1 Estimated Demand for Product

4.1.1.1   Buying Criteria and Influencing Factors

4.1.3  Estimated Supply – Demand Gap

4.1.4  Names of Present Suppliers and their share of the Market

4.1.5  Weakness and strength of Competitors

4.1.6  Areas to be covered

4.1.7  Share of the Market Entrepreneur plans to satisfy

4.2       Prevailing Unit Price of Product

4.3       Proposed Pricing Policy And Why?

4.4       Product Mix and Varieties

4.5       Proposed Distribution, System and Detailed Description

4.5.1  Estimated of Annual Sales Revenue Projected for 5 years

4.5.2  Estimate of Annual Sales and Distribution cost on Monthly Basis, (Promotion, Sales, Commissions, Discounts etc) 

          Projected for 5 years

4.6       Present Prevailing Market Practices

4.6.1  Distribution and Credit Policy

4.6.2  Delivery and after Sales Service

4.6.3  Purchasing Procedures, time and Practices Prevailing

4.7       Market Plans and Strategies

4.7.1  Market share of supply and Demand Gap

4.7.2  Strength and Special Services to be offered

4.7.3  Possible Clientel

CHAPTER FIVE

3.0       Total Project Cost

5.1    Capital Costs

5.2       Preliminary And Pre-Operative Expenses

5.3       Administrative Expenses

5.4       Provision for Working Capital

5.5       Summary for Total Cost of the Project

5.6       Means of finance.

CHAPTER SIX

6.0       Financial Viability of the project

6.1    Projected profit and loss account for five years

6.1.1 Assumption

6.2       Projected Cash flow for the first five years

6.3       Projected Balance Sheet for five years

6.4       Break Even point Analysis

6.5       Financial Analysis

6.5.1          Debt Service Coverage Ratio

6.5.2          Debt Equity Ratio

Executive Summary

NAME OF BUSINESS

Semmy Beauty Salon

TYPE OF BUSINESS

Service Operator 

PRODUCTS OR SERVICES

Service to Pupils

CUSTOMERS

Customers targeted includes working class ladies, students, women of high dignity in all endeavour of life.

OWNER

Tosin

NUMBER OF STAFF                   REQUIRED START UP CAPITAL

11                                                     2,500,000

SOURCES OF CAPITAL             AMOUNT

Personal Savings                            500,000

Loan                                                500,000

Borrowing from Relatives              1,000,000  

Trade Credit                                   454,500

INTRODUCTION TO THE BUSINESS PLAN

Name of Owner:    ……………………………..

Residential Address and Telephone Number:

16, Oredapo Street, Off Capitol Road Agege Lagos.

08034270752

Postal Address:     P. O. Box 1336

Reference Number:   

Nature of Business and Market Area:- Service (Hairdressing) and Urban (Ikeja)

Type of Business:  Service

Project:                EDP

Location:              Ikeja

Type of Organisation:                  Sole Proprietorship

Name and Address(es) ODERINDE L. OLUWATOSIN

                                   16, Oredapo Street, Off Capitol Road Agege Lagos.

Business Loans Sought:

                                Item Loan                      500,000

                                      Working Capital Loan: 500,000

Date Prepared:       29th July, 2004

CHAPTER ONE

1.0       PERSONAL INFORMATION ON ENTREPRENEUR AND HISTORY OF THE PROJECT

Name:                            ODERINDE L. OLUWATOSIN

Date of Birth:                6th June 1979               Age:  25yrs

Marital Status:              Single

Sex:                               Female

Place of Birth:               Agege

State of Origin:             Ogun State

Local Govt. Area:          Abeokuta South

Religion:                        Christianity

Postal Address:              P. O. Box 1336 Ikeja.

Residential Address:     16, Oredapo Street, Off Capitol Road Agege Lagos.

1.1   EDUCATIONAL QUALIFICATION

1.2       SPECIAL TRAINING

1.3       WORK EXPERIENCE

1.4   REASONS FOR STARTING THE BUSINESS

1.           To be self employed and independent.

2.           To be able to think well and use my initiatives.

3.           Hair they said is part of the woman beauty, to make female look good irrespective of their age.

4.           Finally to contribute to the economic growth of the country

1.5   NAME OF BUSINESS

Semmy Beauty Salon

1.6       REFEREES

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