CHAPTER ONE
1.0 INTRODUCTION
1.1 BACKGROUND
TO THE STUDY
1.2 STATEMENT
OF THE STUDY
1.3 JUSTIFICATION
OF THE STUDY
1.4 OBJECTIVE
OF THE STUDY
1.5 STATEMENT
OF RESEARCH HYPOTHESIS
1.6 SCOPE
OF THE STUDY
1.7 ORGANIZATION
OF THE STUDY
1.8 LIMITATION
OF THE STUDY
CHAPTER TWO
2.0 REVIEW
OF RELATED LITERATURE
2.1 DIVISION OF ACCOUNTS OF OSOGBO MICRO-FINANCE BANK
2.2 PROCEDURE FOR ESTABLISHING MICRO FINANCCE
BANK
2.3 MICRO FINANCE BANKS AND LOCAL ECONOMIC DEVELOPMENT
2.4 OBJECTIVE
OF MICRO-FINANCE BANKING SYSTEM
CHAPTER THREE
3.0 METHODOLOGY
3.1 SOURCES OF DATA
3.2 RESEARCH QUESTION AND HYPOTHESIS
3.3 RESEARCH DESIGN
3.4 STUDY POPULATION
3.5 SAMPLE DESIGN AND PROCEDURE
3.6 DATA COLLECTION INSTRUMENT
3.7 ADMINISTRATION OF INSTRUMENT
3.8 PROCEDURE FOR DATA ANALYSES
CHAPTER FOUR
4.0 PRESENTATION AND INTERPRESENTATION OF DATA
4.1 PRESENTATION AND ANALYSIS OF DATA USING RESEARCH QUESTIONS
4.2 PRESENTATION AND ANALYSIS OF DATA ACCORDING TO HYPOTHESIS
4.3 GENERAL DISCUSSION
CHAPTER FIVE
5.0 SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATION
5.4 SUGGESTION FOR FURTHER STUDIES
APPENDIX
REFERENCES
CHAPTER ONE
1.0 INTRODUCTION
1.1 BACKGROUND
TO THE STUDY
Osogbo
microfinance bankers the first micro – finance bank in Osun State
commissioned by the former governor Alhaji Isiaka Adeleke on Monday 31th Dec, 1992 at Osogbo
Local Government Area of Osun State. The project took off in the country with a
mandate from the presidency to improve the lost of people through credit
facilities devoid of conventional banking bottle necks and its operating
capital boss supplied by unfired community.
This community provides the building
for the operation and the management staff a well ass the board and the
truster. The idea is that when such collective money is given out as loans,
there won’t be much difficult in recovering it back as at when due.
1.2 STATEMENT
OF THE STUDY
During
the research, a lot of problems were encounter that is lack of cooperation on
the part of osogbo micro-finance bank staff and their customer. Some of the respondents
were not frequently turn up for interviews organized by the researchers.
Therefore, the researcher has to be punctual in order to get the reliable
sources.
On
the part of the researchers, Non-Availability of enough time and financial
problem created have in the process of writing this project.
1.3 JUSTIFICATION
OF THE STUDY
The main reason why we study osogbo
micro-financial bank us to know the affairs of the bank in the area of how the
management from the top lowest level operate in the community.
Also the purpose is to know how far
the osogbo micro-finance bank has contributed to the economic well being of the
great nation - Nigeria.
And to know how effective is micro-finance bank in the area of Agricultural sector.
1.4 OBJECTIVE
OF THE STUDY
The aim of this study will be
conferred around the following:
To
reveal the impact of micro-finance banks on rural dwellers and benefit of
osogbo micro-finance bank to the people of osogbo and its entire environment
To
show the accounts micro-finance bank, and how they have been of help to the
Agricultural development.
1.5 STATEMENT
OF RESEARCH HYPOTHESIS
The
following hypothesis as a basis of the questions to be answered for the study.
1.
NULL HYPOTHESIS:
Ho: the impact of micro-finance bank to the development of economic of rural of
dweller.
2.
NULL HYPOTHEESIS
Ho:
the micro- finance bank performs to the rural area.
1.6 SCOPE OF
THE STUDY
With
available data on microfinance banking and rural dweller, the case study will
focus its attention on the management system of osogbo micro- finance bank,
osogbo and suggest wages by which the micro-finance banking system can be
improved.
1.7 ORGANIZATION
OF THE STUDY
The
micro-finance banks are being controlled by the following Government agencies:
1.
The central bank of Nigeria (CBN)
2.
The micro-finance Bank implementation committed (CBIN)
3.
Also, the Natio0 Board of micro-finance bank.
The organization of osogbo micro-finance bank ass a case of
study is well organized manager according to the interview and the
questionnaire
The board of director representation the
owner and formal at the polities of the bank. The head of the management terms’
the manager, supported by head of various department and other supporting
staff.
The management execute the policies
formulates by the board for the day to day smooth running of the bank.
1.8 LIMITATION
OF THE STUDY
With the
available data on micro-finance banking and the rural dwellers, the case study
will focus its attention on the management system of Osogbo micro-finance and
suggest ways by which micro-finance banking system can be improved.
In addition, it will show all the
requirement in establishing the micro-finance banks and its control. The
research development of the Central Bank was also consulted for verification of
information. Other sources of information include annual reports of control
banks from 1996 to data and other financial news paper and magazines.
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