The problems of housing encompasses the
availability of housing units which has resulted into congested homes and
community and resulted in the ever increasing pressure on the infrastructural
facilities. The main issue in this study relates to the effect of government policy on housing
problem in Nigeria. The sample was drawn based on judgmental sampling approach and
data was collected by means of questionnaires from (100) respondents. The data collected from
questionnaire were analysed, summarized and interpreted using the total scores,
simple percentages and Chi-square. The hypothesis was done at one percent level
of significance. The result show that
government policies have effect on sustainable housing delivery and increase in
population affect sustainable housing delivery. Based on the findings it was
recommended that ggovernment should build model housing estates for
the low income people and pursue an aggressive home ownership policy with very
good home ownership programs to back it up.
TABLES OF CONTENTS
of the Study 1
of the problem 3
of the Study 3
Research Hypotheses 4
Significance of the Study 4
and Limitation of the Study 5
Limitations of the Study 5
1.8 Definition of Terms 5
2.1 Housing Policies in Nigeria 8
2.2 Urbanization challenges and
housing delivery in Nigeria 13
2.3 Urbanization challenges and
situation in Nigeria. 16
2.4 Appraisal of official
intervention in housing delivery
policies in Nigeria 18
2.5 Effective Housing Policy for
development in Nigeria. 25
2.6 Housing delivery efforts in
2.7 Current housing delivery
2.8 Public housing delivery
strategies in Nigeria
2.9 Government interventions in
housing provision 34
Research Design 44
the study 44
3.3 Sampling, Procedure and Sample size 44
collection instrument and validation 45
3.5 Method of data analysis 45
PRESENTATION AND DATA ANALYSIS
4.1 Profile of Respondents 46
4.2 Presentation and Analysis of data according
4.4 Test of
Discussion of Findings 61
SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATIONS
5.4 Recommendations 64
for further studies 66
of the Study
Housing is a word that is common to many societies
but most widely misunderstood especially its technical definition or meaning.
Housing is therefore viewed not only as a shelter together with its supporting
infrastructures but more comprehensively as an evolutionary and participating
process. Housing is a complex system of
interactions between institutions and residents which give shape to human
settlements. Housing comprises more than
four walls and a roof, it also includes supporting infrastructure such as water
supply, electric power, roads, shopping facilities, recreational facilities, a
good and enabling environment. Furthermore, institutions such as the housing
corporations, mortgage financial institutions, developers, estate agents,
buyers and sellers all make up the housing industry. Housing affects all
individual in any society including the homeless and the destitute. Housing can
also be described as accommodation with all the necessary ancillary services
with it. Housing is one of the 3 most significant in the sustainability of
human existence with considerable economic, social, cultural and personal
importance. The production of
housing has been influenced
largely by policies, innovation and the ability to sustain the environment
Housing encompasses all social services and
utilities that make life meaningful and the environment habitable. The problems
that affect readily housing delivery in Nigeria are enormous and very complex.
These problems in most of our urban cities in Nigeria encompasses the
availability of housing units both in quality and the number available which in
turn has resulted into congested homes and community and the resultant of this
is the ever increasing pressure on the infrastructural facilities which will rapidly
deteriorate. The situation in the rural area is even worse where the quality of
housing is very poor and very low in quantity. Infrastructure like power,
roads, water, drainage and every other constituent of housing is readily
In Nigeria today, over 7 out of every 10 people
live below the minimum poverty level and 9 of every 10 are in the low income
group therefore these people cannot provide housing for themselves; they then
are rendered homeless or live in poor housing. The government had in place
various policies as regarding housing delivery to the public but poor
implementation has made it impossible to meet up with the 12-14 million housing
units needed ( Balogun, 2007 ).
Housing policy is written document which usually
comprises specific objectives, strategies and programs aimed at solving the
housing problems or meeting with the ever-increasing housing needs and demands
of a country. Housing policy should contain the government’s views, policy
objectives, strategies and programs all aimed at solving the housing problems
of a particular country. Housing policies usually go together with housing
programs. Housing policies are like principles while husing programs are like
practic (Ezenagu,1998). Again, it can be said that husing policies are like
theories while programs are like practical; both of which are aimed at solving
various husing problems bedeviling a particular country or society.
of the problem
It has been observed that majority of the people
are living in poor housing or totally homeless even in urban centre, not to talk of the rural areas. Housing in Nigeria
are generally poor and very low in quality and quantity despite all governmental policies to
provide housing to the public.
of the Study
The general objective of this study is to present
the effect of government policy on housing problem in Nigeria. The specific objectives of this study are to:
effect of government policy on sustainable housing delivery in Nigeria.
identify problems hindering housing delivery
the effect of increase in population on sustainable housing delivery in Nigeria.
iv. examine the important of quality housing delivery to living standard of people.
1.3 Research Questions
Based on the stated objectives of the study, the
following research questions have been formulated:
What are the effect government policies on
sustainable housing delivery in Nigeria?
What are the
problems hindering housing delivery in Nigeria?
extent does increase in population affect sustainable housing delivery in
What are the
important of quality housing delivery to living standard of people?
1. Hi: Government policies have effect on sustainable housing delivery.
policies have no effect on sustainable housing delivery in Nigeria.
2. Hi: Increase in population affect sustainable housing delivery in
in population does not affect sustainable housing delivery in Nigeria.
1.5 Significance of the Study
phenomenal contribution of good housing delivery to the standard of living in
Nigeria. There has not been much
research on the effect of government policy on housing problem in
Nigeria, the study hopes to fill the gap.
government, educational institution, housing development company and the general
public are likely to benefit from this research work.
1.6 Scope and Limitation of the Study
The research work emphasize on the effect of
government policy on housing problem in Nigeria. The study therefore is
restricted to Lagos State.
1.8 Limitations of the Study
In a study like this especially in this part of
the world where awareness on research is just coming up, constraints are
expected. Specific to this research, the constraints include: dearth of good
materials. Even where the materials are available they are commercialized and
very expensive and difficult to come by. Time to do a very tasking research of
this nature and finance also posed a substantial constraint.
1.9 Definition of Terms
House: This is a building made for people to live in usually for one family
or a family and lodgers. More technically, a house is a building or structural edifice
comprising of walls with foundation, floors, roofs e.t.c.
Housing: This is a complex system of interactions between
institutions and residents which give shape to human settlements.
policy: This is a written document which usually comprises
specific objectives, strategies and programs aimed at solving the housing
problems or meeting with the ever-increasing housing needs and demands of a
Market: This a is a market where
housing goods and service are sold and bought by virtue of their being demanded
Housing Quality: This the state, nature or standard of housing with respect to
Housing Finance: Finance literally means finance for
housing or real estate development. It also means or includes the source
of the finance, the management of the finance and all various operations on the
source, management, procurement and utilization as well as repayment of such