ABSTRACT
Women entrepreneurship plays a vital role in driving economic growth, reducing poverty, and promoting sustainable development in Nigeria. The participation of women in entrepreneurial activities not only enhances household welfare but also stimulates local and national economic development. This study analyzed the effect of women entrepreneur development on economic development in Dutse Local Government Area of Jigawa State, Nigeria. Specifically, the research examined the contributions of women-owned enterprises across key sectors such as small-scale trading, agriculture, manufacturing, and service delivery, with a focus on their impact on employment creation, income generation, and community advancement. Primary data were collected through the administration of structured questionnaires and in-depth interviews with selected women entrepreneurs, while secondary data were sourced from published literature, government reports, and institutional documents. The data were analyzed using descriptive and inferential methods to determine the extent to which women entrepreneurship influences local economic growth. Findings revealed that women-owned businesses play a significant role in improving household income, reducing unemployment, and supporting community development initiatives. However, despite their contributions, women entrepreneurs in Dutse face numerous challenges such as limited access to credit facilities, inadequate business and managerial training, poor infrastructural facilities, and insufficient government policy support. The study concludes that the empowerment of women through entrepreneurship serves as a catalyst for inclusive and sustainable economic development. It emphasizes the need for deliberate policy interventions that will enhance women’s participation in business activities. Therefore, it is recommended that government and development agencies provide soft loans and grants to support women-led enterprises, organize entrepreneurship and financial management training programs, establish mentorship and networking opportunities, and implement policy reforms aimed at eliminating gender-based barriers. Strengthening these areas will not only boost women’s entrepreneurial capacity but also contribute significantly to the overall economic transformation of Dutse Local Government and Nigeria at large.
TABLE OF CONTENTS
Title Pag………………………………………………………………………………………….. i
Certification …………………………………………………………..;……………………….. ii
Dedication ……………………………………………………………..……………………….. iii
Acknowledgements ……………………………………………………...…………………….. iv
Abstract ………………………………………………………………………………………… v
CHAPTER ONE
INTRODUCTION
1.0 Introduction
…………………………………………..……………………….…………….. 1
1.1 Background to the Study ……………………………………………………………………. 2
1.2 Statement of the Problem ……………………………………………………………………. 4
1.3 Objectives of the Study ……………………………………………………………………… 5
1.4 Research Questions ………………………………………………………………………….. 6
1.5 Significance of the Study ……………………………………………...…………………….. 6
1.6 Scope of the Study ……………………………………………………...…………………… 6
1.7 Limitation of the Study ………………………………………………...……………………. 7
1.8 Organization of the Study ………………………………………….…………………….…. .7
CHAPTER TWO
LITERATURE REVIEW
2.0 Introduction
………………………………………………………..………………………….9
2.1 Conceptual Framework …………………………………………….…………………………9
2.1.1 Entrepreneurship ………………………………………...…………………………….. ..9
2.1.2 Entrepreneur ……………………………………………...………………………………9
2.1.3 Historical Background of Entrepreneurship ………………………………………...….10
2.2 Women Entrepreneurship ……………………………………………………………….…. 11
2.2.1 Women Entrepreneurship in the Global Economy ………………………………….… 11
2.2.2 Women Entrepreneurship in Africa …………………………………………..…….…. 12
2.2.3 Women Entrepreneurship in Nigeria ………………………………………..………… 14
2.3 Challenges Facing SMEs in Nigeria ………………………………………….……………. 15
2.4 Economic Development ……………………………………………………………………. 18
2.4.1 Definition ………………………………………………………..…………………….. 18
2.4.2 Women Entrepreneurship and Economic Development ………………………………. 18
2.5 Theoretical Framework ……………………………………………………………….……. 19
CHAPTER THREE
RESEARCH METHODOLOGY
3.0 Introduction
………………………………………………………….…………………….. 21
3.1 Research Design …………………………………………………………………………….21
3.2 Population of the Study ………………………………………….…………………………. 21
3.3 Sample and Sampling Technique ……………………………………….………………….. 21
3.4 Instrument for Data Collection ………………………………………….…………………. 22
3.5 Method of Data Collection …………………………………………………………………. 22
3.6 Validity of the Instrument …………………………………………….……………………. 22
3.7 Reliability of the Instrument ……………………………………….………………………. 23
3.8 Administration of Instrument ………………………………………………………………. 23
3.9 Method of Data Analysis ………………………………………………………..…………. 23
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.0 Introduction
……………………………………………………………..………………….. 25
4.1 Demographic Data of Respondents …………………………………...…………………… 25
4.2 Data Presentation and Analysis ……………………………………………………………. 27
4.3 Discussion of Findings ……………………………………………………………………..
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.0 Introduction
…………………………………………………………..………………….. 33
5.1 Summary of Findings ……………………………………………….…………………… 33
5.2 Conclusion ………………………………………………………………………………. 34
5.3 Recommendations ………………………………………………………………………. 35
References ………………………………………………………….……………………….. 37
Questionnaire
CHAPTER ONE
1.0
Introduction
Entrepreneurship has been widely recognized
as a critical driver of economic growth, innovation, and employment creation
across the globe (Adelekan & Lawal, 2021). Within this framework, women
entrepreneurship has emerged as a vital component, contributing significantly
to socio-economic transformation, poverty reduction, and sustainable
development, particularly in developing countries like Nigeria (Eze &
Nwankwo, 2020). Women entrepreneurs not only create economic value but also
foster inclusive development by generating income, creating jobs, and investing
in the welfare of their communities (Ogunyemi & Omolayo, 2022). In recent decades,
the increasing participation of women in entrepreneurial activities has gained
global attention, with international bodies such as the United Nations and the
World Bank emphasizing the need for women empowerment as a pathway to achieving
Sustainable Development Goals (SDGs) (United Nations, 2023).
In Nigeria, women entrepreneurs operate in
various sectors, including agriculture, manufacturing, services, and trade,
often serving as key players in the informal economy (Okeke et al., 2021).
However, despite their contributions, women entrepreneurs continue to face
structural and systemic challenges such as inadequate access to finance,
limited business training, socio-cultural constraints, and poor infrastructural
facilities (Afolabi & Aladejare, 2019). These barriers hinder their
capacity to expand their businesses and fully contribute to economic
development. Empirical studies have shown that addressing these challenges
through targeted policy interventions, capacity building, and financial
inclusion programs can significantly enhance women’s entrepreneurial
performance and, in turn, boost local and national economies (World Bank,
2022).
Dutse Local Government Area of Jigawa State
presents a unique case for examining the role of women entrepreneur development
in economic growth. The area hosts a variety of women-led businesses ranging
from petty trading and food processing to agricultural enterprises and
service-based ventures. Given the region’s socio-economic structure, women
entrepreneurs are essential contributors to household income, local job
creation, and community welfare. However, many of them operate on a small
scale, with limited resources and exposure to modern business practices, which
affects their productivity and sustainability (Abdullahi & Suleiman, 2023).
Understanding the relationship between women entrepreneurship and economic
development in Dutse is therefore essential for designing policies and programs
that will empower women and accelerate local economic growth.
1.1
Background to the study
Increasing
the number of women entrepreneurs involved in starting new businesses is
critical for a country's long-term economic growth (GEM 2000). In addition to
their economic and income-generating activities, women assume multi-faceted
roles in society, i.e. as unpaid family workers, service providers in the
communities and mother/care-taker of the family In spite of their important
contributions to socio-economic development; women suffer from various
constraints, which inhibit them from fully realizing their potential for
development (UNIDO 2003).
Africa
has enormous unexploited potential, especially the potential of women.
Specifically, it pointed out that women comprise one of Africa's hidden growth
reserves, providing most of the region's labor, but their productivity is
hampered by widespread inequality in education as well as unequal access to
land and productive inputs (World Bank report 2000). African women
entrepreneurs follow a path that is in most cases different from
entrepreneurial activities in the developed countries of the West in an attempt
to find an African answer to the applicability of models and theories developed
in other parts of the world. In Africa, Many women tend to be in small sector
microenterprises, mainly in the informal sector. It is inappropriate and
undesirable for Africa to import entrepreneurial techniques wholesale from
developed countries (SAMEN 2005).
Women
in traditional African economy form the primary producers especially in
agriculture, food processing including both the preservation and the storage of
products and that of marketing and trading surpluses of other vital household
items. “Women are also involved in other activities such as weaving, spinning
and several handicrafts, while the predominant role of men in the corresponding
period was hunting” (Kpelai, 2009:145). This roles played by women were more
entrepreneurial oriented. However, the advent of modern development has
relegated the role of women in entrepreneurship to the background while
portraying their male counterpart to lime light. Women, according to Jeminiwa
(1995), are at the heart of development and economic growth as they control
most of the non-monetary economy (subsistence agriculture, bearing children,
domestic labour, and so on) and play an important role in the monetary economy
as well (trading, wage, labour, employment among others). As Nigeria yearns for
economic growth, emphasis must be laid on entrepreneurship. Some
entrepreneurial programs already embarked upon by the Federal Government of
Nigeria include: Family Economic Advancement Program (FEAP), Peoples Bank of
Nigeria, National Economic Empowerment and Development Strategy (NEEDS), Small
and Medium Enterprises Development Agency (SMEDAN), Small and Medium Industries
Equity Investment Scheme (SMIEIS) and so on are all targeted towards promoting
a vibrant entrepreneurial class that will actively articulate the economic
development process. However, women are not specially targeted; but it was
presumed that the extension of these services to the rural areas where women
dominate in economic activities will empower them. In spite of these
entrepreneurial programmes aimed at developing Nigerians entrepreneurial
skills, women are still vulnerable and suffer a lot of constraints and
inhibitions which militate against their personal as well as national
development. Rural women according to Jeminniwa (1995), are getting poorer and
further marginalized both in the utilization of available resources and access
to factors of production. The Abuja Declaration on Participatory Development
holds that: “Sustainable development can only be achieved with the full
participation of women who constitutes approximately 50% of the population”
(Iheduru, 2002). Since women form a great percentage of the Nigeria population,(FGN
Census, 2006) they are expected to contribute their quota to the growth of the
nation. The neglect of women in the development process constitutes a waste of
human resources. Therefore for any meaningful economic growth to take place,
the role of women entrepreneurs must be constructively engaged. While the
status of women in the developed and developing parts of the world has greatly
risen, women remain the most economically and socially marginalized group of
the undeveloped world.
1.2 Statement
of Problem
In
the global economy women are an emerging force that policy makers cannot afford
to ignore. What are the implications of this for businesswomen throughout the
world, How can women business associations best channel this potential and
maximize it to improve the status of women in the world economy? (Susanne E.
Jalbert 2000). Increasing entrepreneurship among women and providing needed
capital to women entrepreneurs are decisive components in Africa's long-term
struggle for prosperity. These are deserving of the attention and widespread
support of world leaders, the development institutions whose actions they
influence, and the private sector (World Bank report 2000).
Topic
of women in entrepreneurship has been largely neglected both in society in
general and in the social sciences Brush (2002) In-depth information on the
share of women as owners of micro, small and medium enterprises, the area of
concentration, challenges, and opportunities and strengths and weaknesses of
their economic associations and networking is limited.
Given
the achievement and increase role of Nigeria women entrepreneurs in the
development of Nigeria there are still problems and achievements that need to
be investigated and this study attempts to identify achievement and problems
within women entrepreneurs in Nigeria, despite all these constraints, women in
Nigeria are key players in economic and social development.
1.3 Research Objectives
This main objective of the study is on the Effect
of women entrepreneur development on economy development.
Specific
objectives are:
1. To examine impact of women entrepreneurs development on Dutse
economic development.
2. To determine the challenges faced by women entrepreneurs and how
they are addressed.
3. To investigate the contribution of women entrepreneurs to
economic development of Dutse society.
4. To analyse and give recommendations for the promotion of women
entrepreneurship development in Dutse.
1.4 Research
Questions
The
following research questions were formulated to guide the study:
1. What are the impacts of women entrepreneurs’ development on
Dutse economic development?
2. What ate the challenges faced by women entrepreneurs and how
they are addressed?
3. What are the contributions of women entrepreneurs to economic
development of Dutse society?
4. What are the recommendations for the promotion of women
entrepreneurship development in Dutse?
1.5 Significance
of the Study
The lack of gender statistics in various
areas makes evidence-based planning and Resource allocation difficulty (NISR;
2010). According to OECD (2004), while without a doubt the economic impact of
women is substantial, we still lack a reliable picture, describing in detail
that specific impact.
The
study will give detail information for people interested in improving their
knowledge about women's performance in Nigerian economy on characteristics of
women entrepreneurs in Nigeria (age, marital status, income, Number of
children, Education,..) that will enlighten the Nigerian society more about the
role of women in socio-economic development and it will alert planners on the
current situation of women entrepreneurs in Dutse by providing update
information and analysis from the state of women entrepreneurship in expo 2017.
After
investigating the problems of women entrepreneurs in Expo 2017 organized by
Nigeria private sector federation, the study will give recommendations and
solutions to some problems hindering the development of women entrepreneurship.
1.6 Scope
of the study
The study focuses on women entrepreneurs in
Dutse Local Government, examining their contributions to income generation, job
creation, poverty reduction, and economic growth. It covers small-scale
trading, manufacturing, agriculture, and services, analyzing the impact of
government policies, training, and financing over the past five years.
1.7
Limitation of the study
The
research is limited to Dutse, making the findings less generalizable to other
areas. Time, resources, and respondent willingness may restrict data
collection, and reliance on self-reported information could introduce bias
1.8
Organization of the study
The study is composed of five main chapters
Chapter
one is the General introduction of the study, with a brief description of the
background to the study followed by the statement of the problem, Research
objectives, Research Questions, Research hypothesis, significance of the study,
scope of the study and finally the organization of the research.
Chapter
two is the literature review it provides the background and context for the
research problem. It should establish the need for the research and indicate
that the writer is knowledgeable about the area.
Chapter
three is the methodology adopted in the study. It contains area and scope of
the study, study population, sample, sample size and selection of respondents,
sources of data, data collection and entry methods.
Chapter
four analyses and interpretation of the findings this chapter will deal with
research findings and interpretations of results.
Chapter
five conclusion and recommendations.
1.9 Abstract
Women entrepreneurship plays a vital role in driving
economic growth, reducing poverty, and promoting sustainable development in
Nigeria. This study analyzes the effect of women entrepreneur development on
economic development in Dutse Local Government Area of Jigawa State. The
research investigates the contributions of women-owned businesses in sectors
such as small-scale trading, agriculture, manufacturing, and services, while
examining their influence on employment generation, income improvement, and
community development. Primary data were obtained through structured
questionnaires and interviews with selected women entrepreneurs, alongside
secondary data from government reports and relevant literature. The findings
reveal that women entrepreneurs in Dutse significantly contribute to the local
economy, yet they face challenges such as limited access to credit facilities,
inadequate business training, poor infrastructure, and socio-cultural barriers.
The study concludes that enhancing women entrepreneur development through
targeted government support, accessible financing, and capacity-building
programs will strengthen their role in fostering economic growth.
Recommendations include improving financial inclusion, expanding
entrepreneurial training, and implementing supportive policies tailored to the
needs of women entrepreneurs in Dutse
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