TABLE OF CONTENT
CHAPTER ONE
INTRODUTION
1.1 Background
of the Study
1.2 Statement
of the problem
1.3 Objective
of the study
1.4 Research
Questions
1.5 Significance
of the study
1.6 Scope of
the study
1.7 Clarificaton
of Terminologies
CHAPTER TWO
LITERATURE REVIEW
2.1 Introduction
2.2 The
Definition of Primary Cooperative
2.3 The
Prospect of Primary Cooperative in promoting members economic welfare.
2.4 The
Function of primary Cooperative
2.5 The
problems of Primary Cooperatives
2.6 Summary
of the literature
CHAPTER THREE
METHODOLOGY
3.1 Introduction
3.2 Research
Design
3.3 Population
of the study
3.4 Sample
and Sampling Procedure
3.5 Research
Instrument
3.5.1 Validity
3.5.2 Reliability
3.6 Procedure
for the administration of the instrument
3.7 Method of
Data presentation and Statiscal Analysis
3.8 Limitation
of the study
CHAPTER FOUR
DATA PRESENTATION AND STATISTICAL ANALYSIS
4.1 Introduction
4.2 Respondents
Characteristics
4.3 Data
Analysis
4.4 Summary
of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.1
Summary
5.2 Conclusion
5.3 Recommendations
QUESTIONNIARE
CHAPTER ONE
INTRODUTION
1.1 Background
of the Study
In order to get a clear picture of the subject matter
it is imperative to defined cooperative. ICA Statement on the cooperative defines
cooperative as an autonomous association of persons economic, social and
cultural needs and aspirations through a jointly-owned and
democratically-controlled enterprise.
However, primary cooperative which is the subject
matter is defined as a society which has as its object the promotion of the
socio-economic interest of its members through a common enterprise managed in
accordance with cooperative principles. A primary cooperative society must have
at least ten individuals if it is an auxiliary cooperative and six persons if
it is a productive or industrial cooperative. Each of these must have qualified
for membership (NCSA, 1993).
Primary cooperatives are basically established to meet
member’s social-economic need. The operations of primary societies permits the
people who live in the same locality with the same goals and aspiration to go
into synergy in order to actualize such goals collectively (Ijere, 1998).
The prospect of primary cooperative in promoting
member’s economic welfare cannot be overemphasis sequel to the economic
benefits arising from membership of primary societies: primary cooperatives in
this regard pursue mutually beneficial, social and economic interest, provide
goods and services to each other and the general public in the most cost
effective way, prevent exploitation of the weaker members of the society by
bringing them together to help themselves, protect the rights of the people as
producers and consumers of goods and services, and promote mutual understanding
and peaceful coexistence among the people of the community in which such
primary cooperative is located.
The economic results of establishing primary societies
arise out of the operation of a society that is jointly own through synergy and
the gains of such enterprise is distributed in such manner as would avoid one
member gaining at the expense of the others. Primary cooperatives have been
recognised as a veritable instrument for the promotion of member economic
welfare owing to its ability in mobilizing and organising people of the same
economic and social aspiration into a common enterprise or primary societies
therefore becomes very appropriate and suitable for improving the economic
welfare of people through a common and collective enterprise that is people
oriented (Okoh, 2003).
The prospect of primary cooperative in promoting
members economic welfare cannot be overemphasis sequel to the economic benefits
arising from being a member of such society. It is against this background that
the researcher deemed the subject matter worthy of investigation.
1.2 Statement
of the problem
Primary cooperatives have the potentials to boost the
economic capacity of its members by mobilizing savings and granting soft loans
to it members, providing other services as well as investment opportunities for
its members (Okoh, 2003).
But inspite of this laudable prospect of primary
cooperative in promoting member welfare, membership of primary cooperatives in
the area of study is loe and insignificant, as such, doubt is expressed about
the prospect of primary cooperative in promoting members welfare in the area
understudy. This is so because if indeed
primary cooperatives promotes members welfae as opined by (Okoh, 2003)
then why is the membership of primary cooperative low and insignificant and
their impact vague and obscure in the study area? It is in this light that the
subject matter of this research is seen as a problem worthy of investigation.
1.3 Objective
of the study
The central objective of the study is to examine the
prospect of primary cooperatives in promoting members welfare. The specific
objectives are:
i.
To identify how
primary cooperatives promote member’s economic welfare.
ii.
To find out how
primary cooperative improves member’s social wellbeing.
iii.
To find out the
functions of primary cooperatives.
iv.
To determine the
type of practical welfare assistance primary cooperative render to their
members.
v.
To identify the problems
militating against primary cooperative from promoting members welfare.
vi.
To proffer
solution to the identified promote.
1.4 Research
Questions
i. How does primary cooperatives promotes member’s economic
welfare?
ii. How can primary cooperative be used to
improve member’s social wellbeing.
iii. What
are the functions of primary cooperatives.
iv. What type of
practical welfare assistance does primary cooperatives
render to their members?
v. What are the problems militating against primary cooperatives in promoting members welfare?
vi. What
are the solutions to these problem?
1.5 Significance
of the study
This study will be of great benefit to policy makers,
cooperative societies, members of the general public as well as students and
researchers.
The study will aid policy framework
regarding cooperatives development.
The study will also be useful to cooperative societies
in creating cooperative awareness by showcasing the functions and benefits of
primary societies to members and potential members.
To student and researchers, the study will serve as a
springboard to undertake similar research. This is so because the study will be
a useful reference material to students and researchers undertaking similar
study. As such the study will add to already existing body of knowledge
regarding primary cooperative societies.
1.6 Scope of
the study
The boundaries of this study is restricted to the period of
investigation, the environment in which the research data were collected and
the cooperatives societies investigated. The study covers the activities of
synergy artisan cooperative society from 2010-2011. The research is limited to
synergy artisan cooperative as regard the collection of primary data. The
subject matter is restricted to the examination of the prospect of primary
cooperative in promoting member’s welfare.
1.7 Clarificaton
of Terminologies
Cooperative: This is an autonomous association of persons united
voluntarily to meet their common, economic, social and cultural needs and
aspiration through a jointly own and democratically controlled enterprise
(I.C.A, 1995).
Primary
Cooperative: This is a cooperative
society which has as its object the promotion of the socio-economic interest of
its members through a common enterprise managed in accordance with cooperative
principles. A primary cooperative society must have at least ten individuals if
it is an auxiliary cooperative and six
persons if it is a productive or industrial cooperative (Ishyaku 2010).
Cooperative Union: This
is the association of affliation of registered cooperative societies in every
state or a particular geographical area.
Cooperative
failure: This refers to a
situation when cooperative societies cease to actualise or practice cooperative
values as enshined in it principles (Isyaku, 2010).
Cooperative Nexus: This refers to the functional relationship and
inter-linkages between the cooperative organisation and member’s private
business enterprise (Chukun, 1995).
Mutuals: A term used to describe businesses owned and
controlled by their members. This includes building societies, cooperatives,
credit unions, friendly societies and many associations (operational
definition, 2011).
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