THE IMPACT OF COOPERATIVE SOCIETY ON ECONOMIC DEVELOPMENT OF RURAL COMMUNITY. (A CASE STUDY OF EJIGBO KAROWOSAYE COPERATIVE FINANCE AND CREDIT UNION LTD EJIBGO OSUN STATE.)

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Product Code: 00002601

No of Pages: 58

No of Chapters: 5

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TABLE OF CONTENT

Title page                                                                                         i

Certification                                                                                     ii

Dedication                                                                                       iii

Acknowledgement                                                                          iv

Table of content                                                                              v

CHAPTER ONE

 

1.0    Introduction                                                                            1

1.1    statement of the proble                                                                  3

1.2    objective of the study                                                           3

1.3    Research work is normomed to the course study

 in references to ejigbo osun state                                               4

1.4    Limitation of study                                                                 5

1.5    Significance of the study                                                      6

1.6    Research question                                                               7

1.7    Defination of terms                                                               8

 

CHAPTER TWO

2.0    literature review                                                                     10

2.1    Meaning of cooperative                                                       10

2.2    Principle of cooperative                                                        15

2.3    Types of cooperative societies                                           18

2.4    Aims and function of cooperative society                                    20

2.5    The importance of cooperative societies in a community 21

2.6    Problems encountered by cooperative societies              22

2.7    Anvantages and disvantage of cooperative societies      24

2.8    Comarision of cooperative societies with other business

          Formation                                                                               25

2.9    profit and surplus                                                                  26

CHAPTER THREE

3.0    introduction                                                                            28

3.1    research design                                                                              28

3.2    source of data collection                                                      29

CHAPTER FOUR

4.0    introduction                                                                            33

4.1    data presentation                                                                  33

4.2    data analysis                                                                         33

4.3    table presentation                                                                 35

4.4    testing of hypothesis                                                            38

CHAPTER FIVE

4.0       summary of findings                                                             46

5.1    summary of finding                                                               46

5.2    conclution                                                                              47

5.3    recommendation                                                                             48

5.4    suggestions for furthers studies                                          49

 

 

 

 

 

 

CHAPTER ONE

INTRODUCTION

An alternative form of marketing organization for entrepreneurs and trading company in which has played a major role in most of local areas in Nigeria involving Ejigbo and it environment in the co-operative societies.

          Co-operative societies have played a vita role on the economic development and upliftment of people in rural communities due to the fact that society regarded it as heir economics saviors. co-operative has a basic survival value; the is because it constitutes a vital aspect of both individual and group behaviour. The individual co-operative with each other as a means of survival and security

More so, individual group relationship on only be achieved through working together otherwise referred to as the spirit of togetherness.

          In a general sense, co-operation is not new phenomenon, parents and children cooperate, tenants and lord co-operation, teacher and pupils cooperate in communities and states in other to achieve their aims, objectives, using mission and aspiration

In a specific sense, co-operative society refers to association of people coming together for their economic boost and social interest of their members.

Acquiring of shares in viable going concerns

          Establishment of viable projects, for instance, setting up of industries, catering services and consumers shop aims towards bringing grassroots people closer to the government. according to international labour in a book titled co-operative management and administration published in gebeva, 1968.

“The modern co-operative institution originate among the common people and still remains a mechanization for defense, betterment and emancipation to combat the condition brought about by he evolution of the market economy industrial reduction in the early nineteenth century”

 

 

1.1       STATEMENT OF THE PROBLEM

This project is designed to highlight the impact of co-operative societies on economic development of rural community.

The main purpose of this research study is to investigate he need for a formation of co-operative societies as only source of securing economic development of a rural community with a particular reference to Ejigbo Karowoseye co-operative finance and credit union limited, ejigbo.

Henceforth, one cannot but mention the factor that have hampered their firm achieving their main objectives rendering the needful services to its members.

Therefore, the problems are stated as follows:

i.             Evaluating the impacts of education provided for members

ii.            Difficulty in collecting members dues

iii.           Poor methods of retrieving loans back

1.2       objective of the study

One of the most important objectives of any organization is community in business in business in this regard an adequate reaction of four to be learnt on member for necessary of production purpose be made available from time to time. This research work also has the following objective

1.           to clarify likely problems facing cooperative securities

2.           to commend the possible solution to the problem associated to cooperative

3.           to serve as guide for other cooperative in implementation of their policies and programmes

4.           to improve the proper administration or management in formation implementation and execution of strategies needed

1.3       The research work is narnomed to the course study in references to Ejigbo co-operative finances and credit union ltd Ejigbo Osun state

          This emphasis on a relevant concept in relationship to the case study.

1.4       LIMITATION OF THE STUDY

The main limitation of the study included the following

1.           Lack of fund: - lack of fund can easily affect any cooperative societies upgrading and affect their good and service. Money is very essential in any cooperative structure it help the groups to growth move forwards.

2.            Lack of banks in cooperative societies:-This simply tells the distance to the particular cooperative societies every cooperative societies should locate in place where individual member will able to attend. Locate in place where individual member will able to attend. When it is far. It can cause lowest term out of the number. It can calls cost the entire member lost of transportation

3.           lack of adequate materials:- 

Material is very essential in any co-operative society.

Every cooperative organization must set up many materials for individual member. Material in essence is one of key roles that make cooperative to wax stronger. Material is one of concept in cooperative societies it helps the member to access to their upbringing.

So in any organization like this there should more adequate of materials.

SIGNIFICANCE OF THE STUDY

          One of the significance of the study is that it will bring benefit is to union and management; both the management and the union often disagree on what the employees wants. This research worth will help them to find out what types of welfare services are needed by the workers.

Again, this study is capable of encouraging worker in ejigbo knowledge co-operative finances and credit union limited to improve their level of productivity  if they were adequate staff management policy, this will allow for creating an organization which place each member of staff in a coverable situation conducive for further development at the end of this study will serve as a guide  to he management of not only Ejigbo Karawoseye operative finance and credit union but to all cooperative as well as other public and private enterprises as a whole. Co-operative, generally speaking stated as a means of bottling against the economic exploitation of the poor, masses and to that people came together in order to improve their economic position within the society.

One school of though said co-operative is unscientific the school sited the case of a trader who would not sell goods due to her inability to hold enough.

Another school of though believe it is scientific in view of the facts that it arises  as a result of poverty, deprivation, penury, frustration, unemployment, etc      

1.6       RESEARCH QUESTIONS

1.   What is cooperative society?

2.   Does it’s cooperative society have the impact of economic?

3.   Does the cooperative society have impact on social development?

4.   Does economic development wake profitable to the cooperative society?

5.   What is economic development?

RESEARCH HYPOTHESIS

These are the following research hypothesis namely:

Ha = Null Hypothesis

Hi = Atternative Hypothesis

1.   Hypothesis one

Ho there is no significance relationship between the cooperative society and rural community.

Hi there is no significance relationship between the cooperative society and economic development of the community

2.   H2 : cooperative society has positive impact on economic development

Ho2: cooperative society has negative impaction.

1.7       DEFINITION OF TERMS

IMPACT :  strong impression of effect or role.

COOPERATION: working together for a common purpose

COOPERATIVE: the will to cooperate. As in cooperative society which is an association of person usually with limited means which voluntarily done together to achieve a common goal

SOCIETY: a group of person lives within a specific environment

ECONOMIC DEVELOPMENT: comprise of a group of people living in a remote place. It also include people at grassroots level of government within a local government

VOLUNTARY: an act of doing things willingly without being forced. It implies that any association that springs from compulsion as against a free will cannot be genuinely said to be cooperative in the sense of the term.

ROCHALDE EQUITABLE PIONEERS: an association of modern cooperative society in Manchester England.

RESERVED FUND:- this is an indivisible fund and no member is entitled to chain a specified share in it except with the written permission of registrar, it shall not be utilized in the business of the society.

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