EFFECT OF ASSET STRUCTURE ON FINANCIAL PERFORMANCE OF FIRMS IN NIGERIA

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Product Code: 00007489

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ABSTRACT

The study made use of ex-post facto research design sourcing data from selected quoted firms in Nigeria spanning from 2009-2018. The study used Panel data and linear regression analysis to analyse the data with the aid of E-views9. The result reveal that RNCATA and RCATA was significant at 5% tolerance level. The coefficient of RNCATA was positive indicating that a unit increase in RNCATA will increase ROA by 2.68units. The coefficient of RCATA is positive implying that 1 unit increase in RCATA will ROA by 2.66units. The results showed that a firm’s increased investment in non-current assets and current assets significantly increases its return on asset. The F-statistics also was rightly specified hence the conclusion that there is statistically significant relationship between the dependent variable and the explanatory variables, therefore, the effect of asset structure on the ROA of the firms understudy is significant. The study concluded that increased investments in viable assets would increase a firm’s value and returns. The study therefore recommended that companies’ asset structure should be monitored and evaluated on a regular basis by the respective company managements to ensure that the composition meets the strategic requirements of the firms. The study also recommends prudent use and management of assets to increase firm’s value.






TABLE OF CONTENTS

Cover page                                                                                                                            i

Title page                                                                                                                               ii

Declaration                                                                                                                            iii

Certification                                                                                                                          iv

Dedication                                                                                                                             v

Acknowledgements                                                                                                 vi

Abstract                                                                                                                                                  vii

 

CHAPTER ONE: INTRODUCTION

1.1 Background to the Study                                                                                          1

1.2 Statement of the problem                                                                                        3

1.3 Objectives of the Study                                                                                             5

1.3 Research Questions                                                                                                   5

1.5 Research Hypotheses                                                                                                5

1.6 Significance of the Study                                                                                          6

1.7 Scope of the Study                                                                                                     6

1.8 Operational Definition of Terms

 

CHAPTER TWO: REVIEW OF RELATED LITERATURE

2.1       Conceptual Framework                                                                                           7 

2.1.2   Asset Definitions                                                                                                      7

2.1.3   Recognition Criteria of Asset                                                                                  8

2.1.4   Property, Plant & Equipment                                                                                 9

2.1.5   Current Assets                                                                                                          11

2.1.6 Non-Current Assets (NCA)                                                                                         12

2.1.7   Assets Structure                                                                                                       13

2.1.8   Asset Structure of Manufacturing Firms                                                               13

2.1.9   Profitability                                                                                                                14

2.1.10 Concept of Financial performance                           15

2.1.10 Assets Structure and performance of the Firm      16

2.2       Theoretical Framework                                     21

2.2.1 Agency Theory                                                       21

2.2.2 Stakeholders Theory                                             22

2.2.3   Pecking Order Theory                                         23

2.2.4   Trade - off theory                                                 24

2.3       Empirical Review                                                  25

 

CHAPTER THREE: METHODOLOGY

3.1       Research Design                                                    30

3.2       Population of the Study                                       30

3.3       Sample Size and Sampling Technique               30

3.4       Method of Data Collection                               31

3.4       Data Analysis Technique                                      31

3.5       Model Specification                                               31

 

CHAPTER FOUR: DATA PRESENTATION, ANALYSIS AND DISCUSSION OF FINDINGS

4.1 Data Presentation                                                            34

4.2 Data Analysis                                                                    36

4.2.1 Descriptive Statistics                                                    36

4.2.2   Panel Regression                                                        37

4.3 Test of Hypotheses                                                          44

4.4 Discussion of Findings                                                     45

 

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS

5.1 Summary of Findings                                                       47

5.2   Conclusion                                                                       47

5.3 Recommendations                                                  47

 

REFERENCES                                                                     49

APPENDIX                                                                         53











CHAPTER ONE

INTRODUCTION

1.1  Background to The Study

Assets structure has been defined using various aspects by different scholars based on the direction of the study. According to Okelue, & Nweze, (2012), asset structure is the allocation of the resources diversely. It can be broken down into three (3) components namely: turnover assets, production assets and wasting assets. Koralun-Bereźnicka (2013) described asset structure as a combination of the various asset components which were identified as: financial fixed assets; tangible fixed assets; current assets; and current investments and cash in hand and at bank. A similar approach is taken by Schmidt (2014), where asset structure is described in terms of: current assets; long term investments and funds; Property, Plant and Equipment; intangible assets; and others assets. On the other hand, Mawih (2014) studied the assets structure conceptualizing it as a component of fixed assets and current assets. Empirical evidence has concluded that the study of asset structure is significant to the business organizations. ZhengSheng and NuoZhi (2013) contends that the research on assets structure has more practical value and universal significance than capital structure as they are the main source of creating corporate value and avoid risks. Olatunji (2014) posits that investments in fixed assets have strong and positive statistical impact on the profitability of banking sector in Nigeria. Assets structure has also been widely reported by corporate finance literature to significantly affect financial structure of firm (Kolade, 2013).

Firms’ performance depends on the structure of assets. Assets consist of two types of assets, fixed and current assets. The manufacturing companies use fixed assets to transfer the raw materials into finished goods. These assets are called property, plant, and equipment include land, building, equipment, automobiles, and furniture. Assets are property or property owned by the company in a certain period. Based on the way and duration, there are two types of assets: current asset and fixed asset. The ratio of those assets will determine the firm asset structure. The condition of the company's assets may affect the company's funding policy. Companies that have more current assets in their asset structure tend to use debt to meet their financing activities, while firms with more fixed assets tend to use their own capital to meet their financing activities. A firm that has suitable asset for collateral will get loan, which will make the firm getting the source of funds easily, which increases the firm value.

Empirical evidence has concluded that the study of asset structure is significant to the business organizations. ZhengSheng and NuoZhi (2013) contends that the research of assets structure has more practical value and universal significance than capital structure as they are the main source of creating corporate value and avoid risks. Olatunji et al. (2014) found that investments in fixed assets have strong and positive statistical impact on the profitability of banking sector in Nigeria. Assets structure has also been widely reported by corporate finance literature to significantly affect financial structure of firm (Kolade, 2013).

Financial performance refers to a firm’s ability to generate new resources from day to day operations over a given period of time (Bora, 2008). It involves enhancing shareholders’ wealth and profit making which are among the major objectives of a firm (Pandey, 2005). Shareholder’s wealth is mainly influenced by growth in sales, improvement in profit margin, capital investment decisions and capital structure decisions (Arnott and Asness, 2003). Various indicators have been used to measure the financial performance of the firms by various scholars. This study develops a composite index by getting the simple average of: earning per share; return on assets; return on equity, profit margin (return on sales); and current ratio, as a measure the financial performance of the firms under study.

 

1.2.      Statement of the Problem

The contribution of companies to the economy of a country such as Nigeria is enormous. Several companies, however, are experiencing declining performance and some have even been delisted from the NSE in the last decade (Wamugo et al., 2014). This is contrary to the expectations of their stakeholders who span across shareholders, employees, consumers, and government among others. Firm’s performance is affected by asset structure. Assets are property or property owned by the company in a certain period. Based on the way and duration, there are two types of assets: current asset and fixed asset. The ratio of those assets will determine the firm asset structure. The condition of the company's assets may affect the company's funding policy. Companies that have more current assets in their asset structure tend to use debt to meet their financing activities, while firms with more fixed assets tend to use their own capital to meet their financing activities. A firm that has suitable asset for collateral will get loan, which will make the firm getting the source of funds easily, which increases the firm value. The study done by Nyamasege et al, (2014) show a result that asset structure affects positively significant on the firm value. This study is not consistent with that of Okwo et al, (2012) which states that asset structure does not have any effect on firm value.

In view of the research gaps identified above, the objective of this study is to determine the effect of asset structure on the financial performance of firms in Nigeria.


1.3       Objectives of the Study

The main objective of the study is to determine the impact of asset structure on performance of firms. The specific objective of the study are;

1.     To ascertain the effect of the ratio of non-current assets to total assets, current asset to total assets on return on asset (ROA) of firms in Nigeria

2.     To determine the impact of the ratio of non-current assets to total assets, current asset to total assets on return on equity (ROE) of firms in Nigeria

3.     To evaluate the effect of the ratio of non-current assets to total assets, current asset to total assets on net profit margin (PM) of firms in Nigeria


1.4       Research Questions

The study attempts to answer the following questions,

1.     What is the effect of the ratio of non-current assets to total assets, current asset to total assets on return on asset of firms in Nigeria?

2.     What is the impact of the ratio of non-current assets to total assets, current asset to total assets on return on equity of firms in Nigeria?

3.     To what level does the ratio of non-current assets to total assets, current asset to total assets affect net profit margin of firms in Nigeria?


1.5       Research Hypotheses

The following null hypothesis form the major focus of the study;

H01:     There is no significant effect of the ratio of non-current assets to total assets, current asset to total assets on return on asset of firms in Nigeria.

H02:        There is no significant effect of the ratio of non-current assets to total assets, current asset to total assets on return on equity of firms in Nigeria is not significant

H03:        The ratio of non-current assets to total assets, current asset to total assets does not have significant effect on net profit margin of firms in Nigeria.


1.6       Significance of the Study

The beneficiaries of this study are:

Financiers

To evaluate a firm’s creditworthiness for possible future financial assistance if need be.  This study would also be of benefit for creditors to do comparisons between the individual enterprises within the sector under study.

Investors

Investors are interested in evaluating the efficacy with which management is utilizing the firm’s assets for the success of the business. Besides, this study will furnish investors with information and necessary updates to plan the financing of their firms and in making sound investment and managerial decisions.

Scholars and Researchers

Scholars and researchers will find this study useful if they wish to use the findings as a basis for current and further research on capital structure theories, focusing on developing countries. This study will serve as reference material for future researchers on this topic


1.7       Scope of the Study

The study was restricted to selected manufacturing firms listed in the Nigerian Stock Exchange. For effective analysis, this research covers the period 2009–2018. The study focuses on the variables, the ratio of fixed assets to total assets, ratio of current asset to total asset, return on asset, return on equity and net profit margin.

 

1.8       Operational Definition of Terms

Asset Structure: Asset structure is defined as the proportions of various types of asset held by a firm as shown in the balance sheet.

Asset

An asset is any resource owned by the business. Anything tangible or intangible that can be owned or controlled to produce value and that is held by a company to produce positive economic value is an asset. Simply stated, assets represent value of ownership that can be converted into cash.

Fixed Asset

Fixed assets, also known as tangible assets or property, plant and equipment, is a term used in accounting for assets and property that cannot easily be converted into cash. This can be compared with current assets such as cash or bank accounts, described as liquid assets.

Current Asset

A current asset is any asset which can reasonably be expected to be sold, consumed, or exhausted through the normal operations of a business within the current fiscal year or operating cycle.

Financial Performance

According to a shareholder, a firm’s financial performance is a measure of how better a shareholder is at the end of the period in question compared to how the shareholder was at the beginning of the same period. The shareholder state can be determined using ratios derived from a firm’s financial statements or using a firm’s data as reflected in the stock market prices (Aguzzi, 2007).

 


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